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Why Policywise?

Insurance Scoop is a venture of Policywise, a Kiwi-owned insurance comparison provider. Here’s why thousands of Kiwis have chosen Policywise to find life/health/disability insurance…

We enable you to make the best & most informed choices:

  • Get access to the best providers and policies, at the lowest market prices

    Our goal is to find you the best cover at the lowest rate, so we have partnered with the providers who we know are best on both prices and policies. We charge nothing, so it’s just like going to the insurers direct — but instead of being limited to one, or having to shop around, you get access to an ideal range of options in one place.

  • Get tailored quote comparisons with super-clear explanations of the best policy for you

    We give you a SHORT printable report summarising your top option, with a simple breakdown of the benefits that make it your best choice.

  • Get free advice from insurance experts & financial advisers

    Your insurance choices will have a significant impact on your life, your family, or your business. All our experts are licensed financial advisers with the knowledge and experience to help you make these choices wisely. We can also review your existing policy for you — at no cost.

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Jaimee​ Verified

Made the process extremely easy, I was dreading having to do all the research of finding the right insurance for the right price for us, and this just simplified everything. Extremely happy with the friendly service and how quickly everything can be done.

We help you avoid pitfalls & overcome difficulties:

  • Avoid stingy policies

    Imagine getting sick and finding out that your insurance doesn’t provide sufficient cover. Our advisers are here to ensure you don’t have any nasty surprises down the road. As well as making sure you don’t have too little coverage, we also check that you’re not paying for too much. There’s no sense spending money on something you don’t need.

  • Get support negotiating pre-existing conditions

    Have a pre-existing condition? Let us help you find the insurance policy that’s best for your circumstances, and negotiate with insurers on your behalf.

  • Get help managing and negotiating claims

    If you took out cover through Policywise, you have nothing to worry about — we can manage your claim on your behalf, and go to bat for you with the insurer if they’re not playing ball. This is all 100% free

Thomas​ Verified

I didn't know the ins and outs of selecting the right health insurance for my needs and budget. A complete newbie. Enter George. He asked questions, then built up a comparison of the top 5-6 health insurance providers and walked me through the detail. I never felt rushed, and he patiently explained his suggested provider while answering all my questions (there were lots). He was knowledgeable, efficient and didn't push which I really appreciated. Great job.

We provide the most reliable & trustworthy information:

  • Laser-focused on health, life & disability cover

    We don’t do any kind of assets or liability insurance, which means that all of our expertise is concentrated on health, life and disability. Because we are not generalists, we know much more about our specific kind of insurance. It’s like the difference between a brain surgeon and a GP.

  • Based on independent research

    Unlike other comparison sites, our reporting is based on recommendations from in-depth independent research about each insurer. This means you can make an informed and confident decision.

  • Advanced proprietary comparison software

    Does having good cover for a particular condition like cancer concern you? We use a proprietary analytics and reporting tool, paired with our extensive experience, to generate in-depth comparisons on the conditions that concern you the most. This means we can ensure you get the exact policy that best covers the areas most important to you.

  • Kiwi-owned & operated

    With insurance advisers in Wellington, Tauranga, and Christchurch, we work with individuals, families and businesses right across New Zealand. We have a heart for protecting Kiwis with the best life, health, and disability insurance, for the best price. Policywise is owned and operated by Calum Macleod, who lives in Tauranga with his wife and kids. Read more about Calum’s story »

Wilson​ Verified

Very honest health insurance advise giving me the correct amount of cover I need for the amount of money I can spend. I am a very happy customer! 11/10 would recommend talking to Calder about health insurance.

Incredible service 100% free:

  • 100% free service

    There are absolutely no added cost or fees at all. The insurer pays our fees as we save them a lot of admin, and expertly match people to the right policy.

  • Quick & easy 3-step process

    We take the stress, confusion, and guesswork out of insurance buying decisions. Fill in an online form (takes 30 seconds), get your free quote comparison, and then let us take care of everything. If you like our recommendations, we set you up with your policy, and coordinate with your chosen insurer.

  • No pressure tactics

    There is zero obligation with Policywise. We won’t push you to buy anything. We give you the information you need to make an informed decision — and let you make the final call. If you like our recommendations, we’ll set you up with the insurer for free. You get a 14-day “free look” period so you can cancel without risk.

  • Knowledgeable, efficient & customer-friendly service

    Our 5-star reviews are proof of this. We know life can get so busy, so we let you choose a date and time that’s best to have a Policywise adviser call you back. Check out our reviews on Reviews.io and Google to see what hundreds of real customers think.

Megan​ Verified

The service I received from George was exceptional and a very pleasant surprise. He went the extra mile in helping me to understand and compare my employer's health insurance offering and determining the best way to cover my family. He was also very patient with fitting around my busy calendar, missing his calls and rearranging appointments. I am happy to recommend George and Policywise.

Read all 307 reviews